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Vilkax is an AI guardian that prevents scamsdrainersdeepfakesimpersonatorsscams before the money is gone. Not just an app. The infrastructure for trust across your digital and physical life, and for the institutions that serve you.
Vilkax is an AI guardian that prevents scams before money is lost.
Most security reacts after the attack. Vilkax reads the intent behind a message, a link, a transaction or a moment, and quietly steps in first. For a person, for a family, and for a bank, at the exact instant a decision is made.
Antivirus guards files. Password managers guard passwords. Banks guard accounts. Not one of them guards the person in the moment they are being manipulated into acting against their own interest. That moment is where the money is actually lost, and it is the only thing Vilkax is built to protect.
The same behavioural risk engine that protects a person at 2am is the API that clears a wire, screens a wallet, prices a claim and flags a SIM swap. It is not eight products. It is one trust layer with many ways in.
Real-time scam, phishing and drainer defence, plus physical safety when a moment turns. The consumer guardian.
Score the authorised-push-payment moment. Read coercion and mule patterns before a customer sends a life-changing transfer.
One explained verdict at onboarding, checkout, payout and KYB. Fewer false declines, fewer chargebacks, no seat tax.
Know-Your-Transaction screening for wallets and counterparties, tracing scam proceeds and mixer exposure before you sign.
Price and detect the vulnerable-customer and claims-fraud moment with explainable, auditable evidence, not a black box.
SIM-swap, robocall and smishing pressure read at the network edge, protecting the account before the takeover completes.
Score listings, sellers and payout wallets continuously, not just at signup. Trust and safety as one call.
Population-scale scam intelligence and citizen protection with EU data residency and a documented, examiner-ready trail.
Every capability is a standout tool on its own, and a module of the same trust layer. Turn on what you need. They share one brain, so protection compounds instead of fragmenting.
Real-time scam, phishing and fraud detection across SMS, links, email and calls. Fast enough to catch a threat mid-click.
Reads the intent behind a payment or wire and steps in before the money moves, on your device and inside a bank's API.
Smart step-up sign-in and account-takeover defence that notices a new device or an impossible login and tightens up first.
Screens wallets and counterparties for drainers, mixers and scam proceeds before you sign. KYT for people and platforms.
A discreet panic trigger and safe word bring your trusted circle, with your live location, the instant a real-world moment turns dangerous.
One guardian for the whole household. You are alerted the moment anyone you love is targeted, with elder-protection tuned per person.
A calm companion that explains why something is risky, answers "is this real?", and teaches you the pattern so you spot the next one.
The secure, encrypted vault and hand-off for the accounts, keys and instructions that must survive you, controlled only by you.
A lone signal is usually innocent. A remote-access tool runs during real IT support. "Urgent" appears in a real bank alert. The danger is the co-occurrence. Vilkax fuses many weak signals with deterministic safeguards into one dynamic risk score, and every verdict comes back explained. The AI sharpens the explanation. It never overrides the safeguard.
Why: a remote-access tool and urgency pressure while a transfer is initiated to a new look-alike payee. Any one is normal. Together they are the coercion playbook.
Routes across multiple AI providers with a deterministic fallback. Always the best available answer, never a single point of failure.
Every verdict ships with the reasons, the evidence and a confidence, plus a stable id for disputes and audits.
On-device where it can be, PII-free decisioning where it must be. Your content is never training fodder.
Every verified verdict feeds a fine-tune loop. The moat is our own data, labels and typologies, not a blocklist that stales overnight.
Consumer, business, signals, AI, threat and behavioural intelligence, protection. Everything feeds everything. This is the flywheel that turns a single scam check into a compounding advantage no single-lane vendor can copy.
VilkaxThe Scam Scanner is built to be shared. A person checks a suspicious message, gets a clear verdict, and sends it to the people they love. Every share is a protected household, and every protected household makes the engine smarter.
Something feels a little off. A link, a wire request, a too-good return.
One paste into the Scam Scanner. No sign-in, no friction.
A plain verdict and the reason why, in seconds.
Straight to the family group. "You have to try this."
New people protected, inviting the people they love in turn.
Your own AI guardian for scams, fraud and dangerous real-world moments. One subscription protects everyone you love, on every device they carry.
Join early accessThe same engine as a Protect API and a team console. Score any risk decision, screen any wallet, protect your staff and your customers. EU-built, explainable, fail-closed.
Explore the platformWe guard the person in the moment of manipulation, not just the file, the password or the account.
Built proactive and explainable, not a legacy blocklist with a chatbot bolted on after the fact.
Consumer and enterprise on the same brain. The cross-domain view no single-lane vendor holds.
EU-built, PII-free decisioning, residency by choice. Trust is the product, not the trade-off.
Every protected person and partner makes the engine sharper, and the moat wider, every single day.
Vilkax is built and in QA. Join the founding circle to be protected first, or talk to us about the trust layer for your institution.