The AI Protection Platform
for people, families and businesses.
One intelligent ecosystem that prevents digital fraud, cyber threats and AI-enabled attacks, before harm happens.
VilkaxAI made scams cheap, fast and convincing.
Voice cloning, deepfakes and AI-written phishing turned a cottage industry into an industrial one, exactly as people run their whole financial lives from a phone. The loss curve is bending up. Reactive tools cannot keep pace.
VilkaxEveryone protects the device. Nobody protects the human.
The money is lost in the moment a person is manipulated into acting against their own interest. That moment is the only thing Vilkax is built to protect.
VilkaxOne engine. Two ways in.
Not just an app. Vilkax is trust infrastructure: one behavioural risk engine, exposed as a consumer guardian and as a Protect API. Not a pitch for an idea, a product, built and in QA across web, desktop and mobile.
For people
Your own AI guardian for scams, fraud and dangerous real-world moments. One subscription protects the whole household, on every device. Premium subscription, EUR 5 to 10 per month.
For institutions
The same engine as a usage-metered Protect API and team console. Banks, fintechs, crypto, insurers and telecoms score any risk decision. From EUR 149 per month, pay per call.
VilkaxNot a feature list. A stack of guardians.
Scam Shield
Scam, phishing and fraud detection across SMS, links, email and calls.
Transaction Guardian
Reads a payment's intent and steps in before the money moves.
Crypto Guardian
KYT screening for wallets and counterparties before you sign.
Family + Emergency
Household protection plus a panic trigger that reaches your circle.
VilkaxIntelligence you can read. Every verdict, explained.
A lone signal is innocent. The danger is the co-occurrence. Vilkax fuses many weak signals with deterministic safeguards into one dynamic score, and every verdict comes back explained.
Why: a remote-access tool and urgency while a transfer is initiated to a new look-alike payee. Any one is normal. Together they are the coercion playbook.
VilkaxA trillion-dollar problem. A double-digit market.
Fraud detection and prevention ($65.7B), transaction monitoring and AML ($48B), digital identity (~$99B) and RegTech ($44B). Loss pool underneath: $1T+ a year.
Consumer scam protection plus scam-aware decisioning and KYT for banks, fintech, crypto and marketplaces, EU and English-speaking first. Vilkax estimate.
A low single-digit share of that slice within five years. A target we intend to earn, not a projection.
Consumer white space: 80% worry about identity theft, only 16% carry protection, and 45% would pay up to $24 a month for it (Nationwide, 2024).
VilkaxConsumer subscription now. Platform revenue next.
A single prevented fraud loss pays for years of protection, so the unit economics are forgiving by construction. Customers scale on usage, not seats.
Consumer
Premium subscription, EUR 5 to 10 per month, one plan per household.
Protect API
Usage-metered fraud decisioning from EUR 149 per month. Pay per call.
White-label
Banks and fintechs embed the engine in their own apps. The platform play.
Enterprise
Uncapped licensing, EU-dedicated residency, identity and insurance next.
VilkaxWhat stops Google, Apple or a bank?
Big platforms build general-purpose tools. Vilkax does one thing, digital trust, and compounds an advantage no single-lane vendor can copy quickly.
Cross-domain view
We see the consumer lure, the payment and the on-chain payout as one story. A bank sees only the wire. An angle no single-lane vendor has.
A data + label flywheel
Every verified verdict feeds a fine-tune loop. Our own data, labels and typologies, not a resold blocklist that stales overnight.
Explainable, EU-built
Every verdict ships with reasons, evidence and a confidence. What a regulator needs and an ads business struggles to bolt on.
The 2040 end state: the world's leading Human Protection Intelligence Platform, the trust layer even larger companies integrate rather than rebuild.
VilkaxWin the human first. Then power the institutions.
Direct to consumer
Launch the guardian and the free Scam Scanner. Growth is built in: a person checks a scam, gets a clear answer, and shares it with their family.
Protect API for business
The same engine sold to banks, exchanges, fintechs, insurers and telecoms. Land on one high-loss workflow, prove the loss avoided, expand.
White-label trust layer
Institutions embed the engine inside their own products. The trust layer becomes infrastructure others build on.
VilkaxHonest about the stage. Real about the build.
Pre-launch, but the product is built, not slideware. The next milestone is turning validated demand into measurable adoption.
Consumer apps, a business console and the Protect API across web, desktop and mobile.
Anyone can paste a message, link or wallet at vilkax.com/scan today. No sign-in.
Real, deployed decisioning and KYT routes, ready for pilot partners.
Invite-only circle forming now. Vilkax UAB, Vilnius, GDPR and AI Act aligned.
VilkaxBuilt by the people who fought fraud from the inside.
A team of engineers and finance, risk and fraud professionals who have spent years in chargebacks, transaction monitoring and crypto risk. We understand how fraud evolves, and how a victim actually thinks in the moment. Vilkax is the product we wished existed while working in fraud operations.
Years inside chargebacks, transaction monitoring and crypto risk at scale.
Consumer apps, native agents, an edge API and the ML behind every verdict.
VilkaxTurn a built product into measured adoption.
Indicative allocation, finalised with the round. Forward-looking estimates are not guarantees.
Come see the product.
The strongest thing we can do is show you. Reach out for a live walkthrough of the engine, the consumer guardian and the Protect API.